Help Joice Expand her Business of Selling Grains
Joice Auma Okuna is a hard working woman who has managed to build a home for her family and send her kids to school with her small scale grains business. Her five children are all grown and she now cares for her 5 grandchildren, all under the age of 8 who live on the family compound with her.
Joice is requesting a loan of $1690 U.S. to expand her small scale cereal (grains) business.
Joice has ten years of experience and is confident that if she is able to receive this loan she will be able to purchase food items in bulk and establish partnerships with schools and non profits in the area that need a large amount of food at competitive prices.
Joice plans to buy products when they are in harvest and the prices are low and keep prices affordable for the community during times of famine.
Joice says there is a big demand for grains in the area and all current businesses are small scale with expensive prices as business owners do not have the capital to buy their items in bulk.
Joice Aims to Build and Keep Consistent Customers By:
-Having affordable prices
-Providing quality food
-Accessibility to the community
-Advertising with a blackboard displaying the prices and a sign for the store
-Accepting mobile phone payments
-Friendly customer service
-Providing transport to customers with large orders (via her donkey cart)
-Providing lower costs and free delivery to local schools and non-profits
Breakdown of her Costs
$1468 in Raw Materials/Goods for the first 6 months:
beans, maize, grains in bulk
$222 in Operational Expenses for the first 6 months:
rent, transport, licenses, business sign, tins, sacks
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